Hints to help you break the debt cycle
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Purchase Comparison Guide
GET A FRIDGE
> Cost = $749 outright
> Rent to buy = $1,729
> Credit card = $813 - $977
> NILS = $689
(No Interest Loan Scheme)
> 2nd hand from Gumtree = $300
> Borrow from family/friends = free
> Charity donation = free
*SAVE UP TO
$1,040
Case study #1
For assistance please call YFS on 3826 1500 or contact us here
> Rent to buy = $1,005
> Credit card = $672 - $747
> NILS = $569
(No Interest Loan Scheme)
> 2nd hand from Gumtree = $400
> Borrow from family/friends = free
> Cost = $769 outright
*SAVE UP TO
$436
Case study #2
For assistance please call YFS on 3826 1500 or contact us here
> Rent to buy = $1,040
> Credit card = $469 - $478
> Furniture = $399 outright
*SAVE UP TO
$641
For assistance please call YFS on 3826 1500 or contact us here
PAY OFF DEBT
> Debt = $1,000
> Pay day lender = $1,680
> Free financial counsellor to help with other alternatives
Contact YFS for advocacy and assistance
> National Debt hotline 1800 007 007
For assistance please call YFS on 3826 1500 or contact us here
*SAVE UP TO
$680
Case study #3
> Credit card = $837-$1,134
> Hardship options
through your utility provider
Contact YFS for advocacy and assistance
> Car rego/repair $1,000
Case study #5
Case study #6
For assistance please call YFS on 3826 1500 or contact us here
YFS is funded by the Australian Government and the Queensland Government.
YFS acknowledges Aboriginal and Torres Strait Islander people are Australia's First Peoples
and the traditional owners and custodians of the land on which we meet and work.
