Hints to help you
break the debt cycle
Purchase Comparison Guide
I want to buy a fridge - options
Cost = $689 outright
> Rent to buy = $1,729
> Credit card = $813 - $977
> NILS = $689
(No Interest Loan Scheme)
> 2nd hand from Gumtree = $300
> Borrow from family/friends = free
> Charity donation = free
WE'LL HELP YOU FIND A BETTER WAY
Call 3826 1500 or click here for call-back
I want to buy a phone/tablet - options
Cost = $569 outright
> Rent to buy = $1,005
> Credit card = $672 - $747
> NILS = $569
(No Interest Loan Scheme)
> 2nd hand off Gumtree = $400
> Borrow from family/friends = free
WE'LL HELP YOU FIND A BETTER WAY
Call 3826 1500 or click here for call-back
I want to buy some furniture - options
Furniture - Couch = $399 outright
> Rent to buy = $1,040
> Credit card = $469 - $478
> NILS = $399
(No Interest Loan Scheme)
> 2nd hand off Gumtree = $150
> Charity donation = free
WE'LL HELP YOU FIND A BETTER WAY
Call 3826 1500 or click here for call-back
I want to pay a debt - options
Pay off debts = $1,000
> Pay day lender = $1,680
> Free financial counsellor
to help with other
alternatives
Contact YFS for advocacy and assistance
> National Debt hotline 1800 007 007
WE'LL HELP YOU FIND A BETTER WAY
Call 3826 1500 or click here for call-back
I want to pay my bills - options
$760 electricity bill
> Credit card = $837 - $1,134
> Hardship options
through your utility provider
Contact YFS for advocacy and assistance
WE'LL HELP YOU FIND A BETTER WAY
Call 3826 1500 or click here for call-back
I want to repair my car - options
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YFS is funded by the Australian Government
and the Queensland Government.
YFS acknowledges Aboriginal and Torres Strait Islander people are Australia's First Peoples and the traditional owners and custodians of the land on which we meet and work.
